With the use of debit cards instead of cash increasing, there have been a number of issues around debit card fraud, ATM skimming and contactless chip readers in the news. Fraud and security is always going to be an issue … continue reading
Whether travelling overseas or simply online shopping outside Australia, debit card users are usually forced to pay fees for both buying something in a foreign currency, and for using a foreign ATM to withdraw money overseas. These fees will add … continue reading
The cost of using your card for a taxi has been a point of contention between customers and transport companies for years. But now there is some change in the air: the Victorian Government has announced major reforms for Victoria’s … continue reading
Currency conversion and international transaction charges mean the cost of travelling with cards can often be a lot higher than other options. continue reading
While EFTPOS is easily taken for granted, there seems to be growing interest in the service, with the latest data showing an 11% increase in swipes between July 2011 and 2012. continue reading
Whether you have changed accounts or just requested a new debit card for your current one, remembering a new PIN can be tricky. Your bank will give you a PIN, or Personal Identification Number, when you are issued with a … continue reading
The Bankwest Student debit card account is an option that gives people studying a chance to get more out of banking. Not only does this account come with a MasterCard debit card in a choice of black or pink, but … continue reading
Debit cards often get compared to credit cards in terms of convenience and access to funds but when it comes to fees there can be significant differences.
While debit cards do not have annual fees, unlike most credit cards, they can sometimes lead to monthly account fees that add up as the year goes on.
These fees tend to depend on the bank and the kind of account that is chosen, rather than the actual debit card. continue reading
Debit cards offer a convenient way to pay for things in almost any situation but minimum purchase amounts can quickly turn an easy swipe into a big expense or inconvenience.
Minimum purchase amounts are used by some stores as a way of balancing out the processing fees charged every time a credit or debit card is used.
While cardholders do not directly pay for these fees, the costs can be passed on in the form of surcharges or a minimum purchase requirement. continue reading
Internet banking is one of the most convenient personal finance tools currently available and can help manage everything from regular payments to debit card spending.
While it was previously standard to expect a bank account statement every three months or so, with everything online people can now access their account details at any time.
Not only does this make it easier to manage money, it can also help track spending and develop better budgets as quickly as possible to maximise on convenience and savings. continue reading
While most everyday bank accounts now come with a MasterCard or Visa debit option, not everyone will need one of these cards on an everyday basis.
In the past, most general bank accounts came with a basic debit card option that provided more convenient ways to access money and could be used for ATM and EFTPOS transactions. continue reading
Whether you want to keep some cash separate or would like to give a different kind of gift, a debit card without a bank account could sound like the perfect option for your situation.
Without a bank account providing access to everyday funds, using a debit card can be a more efficient way to manage money for people who find they spend too much and those who worry about security while travelling or shopping online. continue reading
Debit cards are a convenient way to pay for things in person, online or over the phone but there are times when things can go wrong somewhere along the line.
Whether it is from fraud or an electronic processing error, incorrect debit card transactions could show up on anyone’s statement.
While they are not incredibly common, it does pay off to know what to do if you think you have an unauthorised transaction on your debit card. continue reading
Contactless payments are here to stay, but many people still have no idea how this kind of card processing technology actually works.
Both MasterCard and Visa have recently launched major campaigns for their contactless payment debit card options – PayPass and payWave respectively – and most banks now issued debit cards with this technology. continue reading
With so many different cards available, chances are most people do not consider just how many benefits could come from keeping a second debit card on hand. continue reading
| Sort | Key Features | Monthly Account Fee | ATM Withdrawal Fee | ||
|---|---|---|---|---|---|
ING Direct
Orange Everyday
|
|
$0
|
|
$0
|
Go to site Our review |
MyState Bank
Glide
|
|
$0
|
|
$0
charged by NAB, ANZ, Westpac or CBA
|
Our review |
HSBC
Everyday Global
|
|
$0
|
|
$0
charged by HSBC Australia
|
Go to site Our review |
