Whether you have changed accounts or just requested a new debit card for your current one, remembering a new PIN can be tricky.
Your bank will give you a PIN, or Personal Identification Number, when you are issued with a new debit card to help increase security for ATM and EFTPOS transactions.
It is a four-digit number that you will be prompted to provide when withdrawing cash or paying for transactions.
Forgetting your PIN or entering the wrong numbers could lead to frozen accounts or even ATMs withholding the card, so it is important to remember the numbers as quickly as possible.
With that in mind, here are some of the most convenient ways you could use to help you remember your PIN as quickly as possible.
Find A Pattern
Check out how the numbers sit on a conventional keypad and see if they make any distinguishable patterns.
If your PIN were 2580, for example, it would make a straight line down the keypad, while 1478 looks like a capital L.
Looking for a physical pattern to your PIN could be a great way to remember it without too much trouble, especially if you are a visual person.
Use Your Card Multiple Times In A Day
Research has found that repetition can help your mind retain information, so the more you enter your PIN, the better you will be able to remember it.
Using your debit card more than once a day when you first get it, for example, will help you learn the PIN as quickly as possible. That way you should be able to use the card without worrying about the numbers in no time at all.
Save It As A Phone Number
While writing down your PIN is not recommended, if you are struggling to remember these four numbers and have to have them on you, it may be safer to put them as a number in your phone.
Someone with the PIN 9082, for example, could decide to create a contact with the number 02 9491 9082 to help them remember the PIN. If you do decide to do this, just make sure the number looks like it is legitimate and delete it as soon as you can remember your PIN.
When all else fails, you can request to have your PIN changed to four numbers that you will easily be able to remember.
Most banks allow you to change your PIN, but they may require you to do it in a branch so that they can verify your account details and card face-to-face.
While four numbers should not be that hard to remember, sometimes they can get the better of us.
By finding ways to easily remember your new PIN, you should be able to use your debit card quickly and securely no matter where you are.