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Compare Debit Mastercard

Last updated on April 26th, 2023

Mastercard is known as a major credit card provider already, but there are also debit Mastercards available through Westpac, Bankwest and other Australian banks to allow you to access your own money when performing credit transactions. Mastercard’s reach extends to more than 210 countries and territories, and it is certainly a well-known and trusted brand name within Australia. Mastercard also supplies foreign exchange rates for cards and some banks choose to use the Mastercard foreign currency rates for conversion.

Compare a range of Mastercard branded debit cards below.

Available MasterCard Debit Cards

Compare Key Features Monthly Account Fee Access ATM Withdrawal Fee
Westpac
Choice Student
  • No monthly account fee for under 30 or full-time students
  • No ATM withdrawal fee at Westpac Group and Global ATM Alliance ATMs
$0
mastercard
$0
Go to site Our review
Bankwest
Easy Transaction Account
  • No monthly maintenance fee
  • No ATM fees at in Australia (Bankwest, CBA, NAB, ANZ, and Westpac) or overseas
  • Automatic upgrade to Platinum Debit Mastercard with platinum benefits
$0
mastercard
$0
at Bankwest, CBA, NAB, ANZ, and Westpac ATMs
Go to site Our review
Westpac
Choice
  • Eligible with Apple Pay, Google Pay™, Samsung Pay™, Fitbit Pay™, and Garmin Pay™
  • Cardless cash at Westpac Group ATMs in Australia
  • Security features including Card on Hold, Westpac Protect SMS Code, Fraud Money Back Guarantee and Safe Online Banking guarantee
$0
mastercard
$0
ATM use at any major bank ATM in Australia
Go to site Our review
Citi
Plus Account
  • Free international money transfers from Australia worldwide
  • Instant transfers when sending funds overseas to another Citibank account
  • Pay $0 Citibank fees for any overseas ATM or in-store transactions
$0
mastercard
$0
Go to site Our review

A debit card from Mastercard is a convenient and secure way to manage your money. It will let you access your own funds whereever Mastercard is accepted. This could be online, in-store or just at an ATM. You can also use it to pay bills and send money to friends and family.

Benefits of a Debit Mastercard

There are plenty of benefits of using a Mastercard debit card, such as:

  • Security protection from features like "Zero Liability, ID Theft protection and Mastercard SecureCode
  • You'll get access to Priceless Specials which can include exclusive discounts and offers for Mastercard holders
  • Depending on your issuing bank they are compatible with with digital wallets. You can add your debit card to the likes of Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay.

Downsides of a Debit Mastercard

  • There might be monthly account keeping fees if you don't meet a minimum monthly deposit amount
  • You might not be able to use it for some things such as renting a car or booking a hotel room, that need an actual credit card
  • You may also miss out on things like Frequent Flyer points as it's only a debit card, and not a credit card.

Having a Mastercard debit card in your wallet is rarely seen as a bad thing. They can be a great option for managing your own money. Compare a range of cards and choose the best one suited to your needs.

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We are not a bank or do not offer any debit cards ourselves. We provide a free online comparison service of debit cards in Australia. Reasonable efforts are made to maintain accurate information. However information is presented without warranty. Interest rates, fees and charges are subject to change without notice. When you click the "Go to Site" button you will have an opportunity to review and confirm the debit card features, terms and conditions.


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