Citibank Plus Account
Pay No Fees
The Citibank Plus account is feature packed; They charge no monthly account fee, free Visa Debit card, free ATM withdrawals at all Citibank, Westpac, St George, Bank of Melbourne, fee-free overseas in-store purchases and cash withdrawals and a free bottle of wine with Citibank’s Dining Program (at selected restaurants). Lots of perks for a basic account!
Citi also offer a very useful switching-account service. New customers will receive assistance to convert their direct debits and credit over to their new Citi Plus account. This can be mailed to the customer or made available online.
Monthly Account Fee
$0
Debit Card Access
ATM Withdrawal Fee
$0
Citibank, Westpac, St George, Bank of Melbourne, Bank SA ATM's
Interest Rate
0%
Key Features
- Free international money transfers from Australia to anywhere in the world
- Instant money transfers when sending funds overseas to another Citibank account
- Free Visa debit card
- No monthly account fees
- Pay $0 Citibank fees for any overseas ATM or in-store transactions
- International Transaction Fee of 2.5% on the AUD dollar conversion of any transaction made in foreign currency.
- Free wine at selected restaurants on Citibank's dining program when you pay with the card
Details
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Product NameCitibank Plus Account
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Interest rate0%
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Monthly fee$0
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Minimum opening deposit$0
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ATM accessYes
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EFTPOS accessYes
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Branch accessYes
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Internet BankingYes
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Age restrictionYes
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Joint applicationsYes
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Cheque book facilityYes
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Debit cardYes
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BPAYYes
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GiropostNo
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Phone accessYes
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Overseas transaction fees2.5%
Secure online application
Application Criteria
- You must be 18 years or over to apply online.
- If applying for a joint account, you'll need the other persons' details too.
- Applying online only takes 10 minutes.
- Usually your new savings account will be setup immediately after you apply.
Apply for Citibank Plus Account now
Allan Phillips
February 6, 2017How to use when travelling overseas – Singapore and Europe?
admin
March 13, 2017Hi Allan, you would use it wherever Visa is accepted using your pin. We are told that Citi won’t charge you for the withdrawal from any ATM overseas and you are not charged a Citibank fee or FX transfer fee. But the ATM provider will do – which will vary according to provider. However there are Citi ATM’s in Singapore. Citi charge an International Transaction Fee of 2.5% on the AUD dollar conversion of any transaction made in foreign currency. Hope that helps.
Sarah
August 22, 2016I am going to India on holiday in a few weeks and I understand I cannot take INR in or out of India. If I have a Citibank debit card with Australian Dollars will I be able to draw money out in Indian rupees
admin
August 25, 2016Hi Sarah, if the ATM in India accepts visa cards, then yes you will be able to pull out rupees. Have a great holiday!
Lee
August 22, 2016Hi. I hold a 457 visa with 3.5 years left. The Citibank application states I need to be a permanent resident. Am I excluded from applying? Thanks.
admin
August 25, 2016Hi Lee, it does state on the application page that you must be 18 years of age or older and a permanent resident of Australia. Though as this is a bank account / visa debit, I think you should still be able to apply. This maybe just some generic information that is provided. I would have a go and see what the outcome is. Could you please let me know how you go.
jacobus vandam
October 27, 2013What charges occurr when i send money internationaly to a bank account
Leann
January 29, 2014Hi Jacobus, you are able to transfer money internationally at no charge if you are sending money from your Citibank Plus Account.
Marc
October 9, 2013Wondering what fees and charges apply in regards to currency
conversions? eg. Shopping online in the USA.
Are there any other fees or charges applicable to online shopping in general?
Regards,
Marc
admin
October 14, 2013Hi Marc, if you’re shopping online from a U.S. store there should be no foreign currency conversion fee. Fees or charges will be from the retailer only – i.e. delivery fees or potentially card surcharges.
Emma
October 9, 2013I am travelling to Bali in November, if I use this card to withdraw money from an ATM over there what fee’s will I be charged by citibank?
admin
October 14, 2013Hi Emma, we are told that Citi won’t charge you for the withdrawal but the ATM provider will do – which will vary according to provider. We don’t know if there are Citi ATM’s in Bali.
Melissa Packham
September 20, 2013We are travelling to the US. Do we have to lock in exchange rate before we go or do we load Aus Dollars and use when needed?
admin
September 24, 2013Hi Melissa, you cannot lock in an exchange rate with this product but yes you can load dollars to use when needed.
Shane Tutton
September 17, 2013I am buying a unit in Thailand and have several installments to pay. Can I? and how much would it cost to send and have 114,550.00 bht arrive to an account in Thailand.
admin
September 24, 2013Hi Shane, this account should let you send the funds for free, however you’d need to talk to them about current exchange rates