Debitcards

  • ANZ
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Citi
  • Heritage Bank
  • HSBC
  • ING Direct
  • MyState Bank
  • NAB
  • St.George
  • Virgin Money
  • Westpac
  • Featured Debit Cards
  • Top 10 Credit Cards
  • Visa Debit
  • Mastercard Debit
  • Savings accounts
  • Blog
  1. Home
  2. BankSA
  3. BankSA Complete Freedom Student
Learn about our Service

BankSA Complete Freedom Student

Last updated on April 3rd, 2025 by Pauline Hatch

The BankSA Complete Freedom Student account comes with $0 monthly fees and minimal fees across bank services. No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs.

BankSA Complete Freedom Student

The BankSA Complete Freedom Student account comes with $0 monthly fees and minimal fees across bank services. No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs.

Monthly Account Fee
$0
Debit Card Access
visa
ATM Withdrawal Fee
$0
at any major bank ATM in Australia
Interest Rate
0%

Key Features

  • No monthly account-keeping fees
  • Get $40 cashback on your grocery shopping with a new BankSA Complete Freedom Student account when you apply by 30 September 2025 and spend a minimum of $160 on eligible transactions within 60 days from the account opening at Coles or Woolworths supermarkets. . New transaction account customers only. Exclusions, T&Cs apply
  • No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)
  • Monitor daily expenses with Spend Tracker
  • Secure contactless payment with Apple Pay
  • Fraud money back guarantee

Details

  • Product Name
    BankSA Complete Freedom Student
  • Interest rate
    0%
  • Monthly fee
    $0
  • Minimum opening deposit
    $0
  • ATM access
    Yes
  • EFTPOS access
    Yes
  • Branch access
    Yes
  • Internet Banking
    Yes
  • Age restriction
    Yes
  • Joint applications
  • Cheque book facility
    Yes
  • Debit card
    Yes
  • BPAY
    Yes
  • Giropost
  • Phone access
    Yes
  • Overseas transaction fees
    3%
BankSA
Secure online application

Application Criteria

  • You must be 14 years or over to apply online.
  • If applying for a joint account, you'll need the other persons' details too.
  • Applying online only takes around 7 minutes.
  • Your new account will be setup immediately after you apply.

Details

  • Product Name
    BankSA Complete Freedom Student
  • Interest rate
    0%
  • Monthly fee
    $0
  • Minimum opening deposit
    $0
  • ATM access
    Yes
  • EFTPOS access
    Yes
  • Branch access
    Yes
  • Internet Banking
    Yes
  • Age restriction
    Yes
  • Joint applications
  • Cheque book facility
    Yes
  • Debit card
    Yes
  • BPAY
    Yes
  • Giropost
  • Phone access
    Yes
  • Overseas transaction fees
    3%

The BankSA Complete Freedom Student Debit Card Review

You'll pay no monthly fees when you sign up for BankSA’s Complete Freedom account, providing you access to the BankSA Complete Freedom Student Debit Card and some pretty handy features.

What’s great?

Why should you open a Complete Freedom account with BankSA as a young adult or student? No monthly fees is one reason, but here are the other reasons why this account and its accompanying BankSA Complete Freedom Student Debit Card may appeal.

No Account Fees

The BankSa Complete Freedom Student Debit account has no monthly account-keeping fees, making it easier for you to maintain the account even if you have limited funds.

Global Access

As a Visa Debit card, the BankSA Complete Freedom Student Debit Card allows you global access to your cash, wherever Visa is accepted. This means you can shop online or in person using your own money, while accessing ATMs around the world. You will pay no ATM withdrawal fees at major banks within Australia, and no fees when using ATMs within the Global Alliance network overseas.

Account Management

When dealing with money matters, you need to know where you stand – in real time. Using the BankSA Complete Freedom Student Debit Card, you can. The BankSA mobile banking app not only allows you to track transactions and transfer funds, it also lets you lock your card instantly should you misplace it, while still accessing your money via Cardless Cash.

On top of that, you can set up alerts to let you know when you’ve been paid or if your balance is low, you can monitor your budget using Spend Tracker, and you can pay or get paid by anyone, anytime, securely and in real time using the Beem It app when you link your Visa Debit card.

Apple Pay Compatibility

Love using your digital wallet? Thanks to its compatibility with Apple Pay, the BankSA Complete Freedom Student Debit Card allows you to sync your card to your digital wallet, to then shop online and tap to pay in person using your device.

Security

When using a debit card day-to-day, you are accessing your money, no one else’s. So, it only makes sense that you want to keep that money safe, no matter where you shop. Fortunately, with this account, you can benefit from BankSA’s fraud money back guarantee, providing you a full refund of any money taken from your account if you’re a victim of fraud.

What’s worth considering?

This account and its accompanying debit card has no monthly fees. However, you should be aware of other fees that may apply, as this should allow you to avoid them. Fees are charged on dishonours and if the account is overdrawn, so be sure to manage your account to avoid this happening.

It’s also worth bearing in mind that while ATM withdrawals at major Australian banks and overseas providers within the Global Alliance network are free, outwith those providers, there is a charge for each withdrawal. You will also pay a 3% foreign currency conversion fee on transactions made in a foreign currency both here and overseas.

Why should you choose it?

One of the most appealing aspects of the BankSA Complete Freedom account and its Visa Debit card is the fact that there are no monthly fees. By choosing this account and debit card, you can save money each month, while accessing useful features.

What’s good

  • Get $40 cashback on your grocery shopping with a new BankSA Complete Freedom Student account when you apply by 30 September 2025 and spend a minimum of $160 on eligible transactions within 60 days from the account opening at Coles or Woolworths supermarkets. . New transaction account customers only. Exclusions, T&Cs apply
  • No Account Fees

What’s not so good

  • 3% foreign currency conversion fee

Apply for a BankSA Complete Freedom Student now


Questions & Answers about the BankSA Complete Freedom Student

Ask us a question about this card Cancel reply

Ask us a question about this card


*

*

  • Featured Cards
  • Visa Cards
  • Mastercard Cards
  • Terms of Use
  • Sitemap
  • Contact Us
We are not a bank or do not offer any debit cards ourselves. We provide a free online comparison service of debit cards in Australia. Reasonable efforts are made to maintain accurate information. However information is presented without warranty. Interest rates, fees and charges are subject to change without notice. When you click the "Go to Site" button you will have an opportunity to review and confirm the debit card features, terms and conditions.


© 2025 Copyright. All rights reserved. The DebitCards.com.au brand and logo are trademarks.
Operated by CreditCard.com.au Pty Ltd
L10, 99 York St Sydney NSW 2000
ABN 76 646 638 146
ACL 528318
AFCA 528318