Debit cards may not offer reward programs in the same way credit cards do, but there are still options that come with a wide range of competitive extras.
The wide range of payment options have made most everyday bank account cards just as convenient to use as any credit card, which used to offer more payment options.
Debit cards can even be used for overdrafts when people are short of cash, making them arguably as flexible as their counterparts without the regular interest costs many credit users face.
But the most recent changes have seen debit cards offering benefits that would usually be considered exclusive to credit options: complimentary extras.
These features could be anything from concierge services to travel insurance, making cards useful for more than just payment options.
While not every debit card issuer offers complimentary extras, here are a few that reward you for choosing who you bank with.
Citibank Plus Debit Card
The recently revived Citibank Plus account is a completely fee free account (including foreign transactions).
While this is one of the main reasons people choose the Plus, Citibank has added more value in the form of the Citibank Dining Program.
Members of the exclusive program get a complimentary bottle of wine when they dine at participating restaurants and pay with their card, adding value to any evening out. The account also offers free international transfers and instant transfers if it is from one Citibank account to another, anywhere in the world.
HSBC Day To Day Debit Card
This competitive everyday account from HSBC offers up to $100 credit to cardholders.
All new customers have to do is deposit at least $2000 every month, and you will be credited with $10 per month up to the hundred-dollar mark.
HSBC is currently the only bank offering this kind of signup bonus, and the potential value to new cardholders is easy to see.
As debit cards get more competitive, these kinds of extras should become even more common.
Some other accounts may already offer complimentary purchase protection or price guarantees, so it is worth looking through the features and fine print for your card to see what extras you can get.