Not all debit cards offer the same advantages to customers. While certain features, such as no annual fees or free ATM transactions have become more commonplace now than ever before, unfortunately they are still not guaranteed to all debit card users. Such fees and other restrictions can lose money for the debit card user, especially in cases of theft or fraud. For debit card users who are concerned about receiving the best terms and conditions on their cards, the HSBC Visa Debit Card is one of the best debit cards available on the market today. Below is a list of features that HSBC Visa Debit Card users can enjoy.
- Visa Zero Liability. Debit card holders who have had the unfortunate experience of dealing with debit card fraud have too often been angered and frustrated when they learn that their bank is holding them responsible for the stolen funds. Such liability can include forcing the card holder to pay any overdraft or bounced cheque fees resulting from the theft. With HSBC Visa Zero Liability, however, debit card users will not be held liable for any fraudulent charges on their cards. They can enjoy the peace of mind that comes with knowing that their money is insured and will be repaid in the event of theft.
- EMV Chip technology. With EMV Chip technology, the HSBC Visa Debit Card is one of the safest and most secure debit cards in the world. Also known as “Smart Cards”, the HSBC Visa Debit Card offers the debit card user the ultimate in protection against fraud and theft, keeping the debit card user’s information confidential and secure.
- No monthly or annual fee. Many debit card users believe that they should not be required to pay an annual or monthly fee for accessing their own money. The HSBC Visa Debit Card is tailored specifically for just such a debit card user. HSBC Visa Debit Card holders can enjoy full and unlimited access to their funds without paying anything extra to use the card. In this way, the HSBC Visa Debit Card affords users the ability to make the most out of their money towards purchases of their own choosing rather than funnelling a portion to their bank in monthly or annual fees.
- Free ATM transactions. More and more banks are doing away with ATM transaction fees, and the HSBC Visa Debit Card is no different. HSBC Visa Debit Card users will never pay a fee to use their card at any HSBC ATM. But the perks do not stop there. HSBC Visa Debit Card users also have free access to any Westpac, St. George, or BankSA ATMs, throughout Australia. This means that HSBC Visa Debit Card users have the freedom to withdraw money from their accounts at over 3,000 cash machines, without fear of incurring an additional withdrawal fee.