An overdraft is a facility on a transaction account that will allow a person who does not have a sufficient balance on their account to borrow some extra money.
Debit cards are a very convenient way to spend on a bank account. This has its own set of problems, which can mean that it is easier to slip into overdraft
Debit cards traditionally run off transaction accounts, many loans, overdrafts and line of credit accounts now allow a debit card to run off them. Debit cards used to traditionally run off transaction accounts as they were originally seen by banks as a replacement for cheque books and a way to cut down on the frequency [...]

