It is hard to give up plastic for cash when credit card debt gets too much to handle, but debit cards are a convenient alternative.
Prepaid phones and gift cards have become a staple of convenient, controlled lifestyles in Australia and around the world, so it was only a matter of time before debit cards came into the game.
If you have ever had a debit card statement that had two different balance amounts, then you have probably been subject to an authorisation hold.
Most financial institutions now offer MasterCard debit cards, Visa debit cards or both.
With the plethora of opportunities available to the average consumer to spend money in any given day, it can be difficult to save any money at all.

