Are debit cards able to offer free insurance?

One of the features that are particularly popular with credit cards is the fact that they can on purchases made with the credit card.  This is not as common with debit cards, but this does happen.

Free insurance on debit cards

Some debit cards, particularly those painting themselves as prestige cards, are offering a range of insurance on the debit cards.  This can be very useful for a debit card holder. Insurance on a payment card used to be the preserve of credit cards that made money on the interest that was charged on the card [...]

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