Debit Cards, Credit Cards, and Charge Cards

Consumers face a choice when selecting which type of plastic card they want to use; a debit, credit or charge card.

Are debit cards the same as charge cards?

Debit cards are often confused with charge cards, but while there are some similarities between the two, they are in fact very different products. Debit cards are payment cards that are attached to bank accounts, offered by the bank running the account. A debit card can be attached to various types of accounts, which can [...]

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Difference between Debit Cards and Charge Cards

Charge cards are often seen to be equivalent to debit cards.  Neither type of card allows a card user to build up a credit balance on the card.  However they are very different. Charge cards are the oldest members of the payment card family.  The first payment card was a charge card, the Diners club [...]

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