Why using debit cards mean that you still need to hold cash

Debit cards are good for people who don’t like carrying so much cash. They can be more convenient and safer, and they can also allow cash holdings to earn interest. However, it may not be possible to be completely cash free.

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Debit cards for foreign currency

One of the great advantages of debit cards is that they can be used for foreign currency transactions. This can also carry some dangers, in that it can attract some unexpected charges, and if there is a lot of spending on a debit card in a foreign currency then it may be a good idea [...]

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Debit cards on offset accounts

Offset accounts are savings accounts that are attached to a mortgage account, and they reduce mortgage interest.  A growing number of them have debit cards.

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Does having a debit card mean that I can do without a credit card?

Debit cards are often seen as an alternative to credit cards.  This is partially true, but there are some things that credit cards do that debit cards do not.

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