Use your own money world wide is your one stop shop for information, comparison and reviews of current bank accounts that come with debit cards in the Australian market. We’ve listed providers, and the debit card options they have available in a simple, easy to use format for you to see what you’re getting at a glance. Not sure where to start? Read our simple guide explaining what is a debit card or jump straight to comparing Visa debit cards or debit MasterCards.

Top 10 Most Popular Debit Cards

Debit Card Key Features Monthly Account Fee Debit Card Access ATM
Withdrawal Fee
Plus Account
  • Free international money transfers from Australia worldwide
  • Instant transfers when sending funds overseas to another Citibank account
  • No international transaction fees or ATM fees
  • Free wine when you dine and pay with it
$0 visa $0
Citibank, Westpac, St George, Bank of Melbourne, Bank SA ATM's
Apply NowFind out more
  • Two accounts together, a sense savings and a sense everyday transaction account
  • Earn 2.85% p.a. on your sense savings account
$0^ visa $0
at BankSA, Bank of Melbourne, St.George and Westpac ATMs
Apply NowFind out more
Day to Day
  • $0 monthly account fees
  • $0 ATM fees at over 3,000 ATMs
  • Visa Zero Liability Protection
$0 visa $0
at Westpac, HSBC, St.George, Bank of Melbourne and BankSA ATMs
Apply NowFind out more
ING Direct
Orange Everyday
  • Comes with a Visa Debit card
  • No monthly fees with no catches
  • Easy Online and mobile banking available
$0 visa $0
Apply NowFind out more
Reloadable Prepaid MasterCard
  • Only pay a once off fee of $9.95
  • Shop online at any time more safely with a prepaid mastercard.
  • With a prepaid card you have more control as you can only spend the money that you put on the card
$0 mastercard $N/A
Apply NowFind out more
Bank of Melbourne
  • $0 mopnthly fee ^if you deposit at least $2,000 a month
  • 2 accounts, a Sense Everyday Transaction and a Sense Savings
  • Earn 2.85% p.a. on your linked Sense Savings account
$0^ visa $0
at St.George, Westpac, BOM and BankSA ATMs
Apply NowFind out more
Complete Freedom
  • $0 monthly fee ^if you deposit a minimum of $2,000 every month
  • Have your St.George home loan repayments deducted automatically
$0^ visa $0
at St.George, Westpac, BOM and BankSA ATMs
Apply NowFind out more
  • No monthly service fee ^if you deposit $2,000 or more per month
  • Unlimited fee-free transactions at Westpac Branches, ATMs, EFTPOS, Telephone Banking and Mobile Banking
$0^ mastercard $0
at Westpac, St.George, BOM and BankSA ATMs
Apply NowFind out more
Access Advantage
  • Banking on the go with ANZ's goMoney app
  • Visa payWave, just wave and go for purchases under $100
  • ANZ 24/7 Falcon Fraud monitoring
  • $0 monthly account fee if you deposit $2,000 per month
$0 visa $0
Apply NowFind out more